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Find the Best Credit Repair Companies in Boise, ID

Having wrong information on your credit report can bring down your credit score and cause you to be rejected for car loans or home mortgages. Credit repair companies can help erase negative marks and raise your credit score. We researched the best credit repair in Boise based on reputation and customer feedback.

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Compare Top Credit Repair Companies

#1 OUR FAVORITE
Overall satisfaction rating
  • A+ rating with the BBB
  • 90-day money-back guarantee
  • Available in Boise
  • Work with a personal advisor

Improve your credit score!

Learn More (478) 845-6310 Read More
#2
Accredited Partner
Sky Blue Credit Repair
Overall satisfaction rating
  • Quickest dispute pace in the industry
  • Analyzes your credit report for actionable fixes
  • Available in Boise
  • Only $69 per month

Sky Blue Credit Repair is a credit repair and restoration company. Their counselors are paid by salary, not commission. The firm offers help to individuals and families looking to clean up their credit histories and learn how to improve their financial lives and offers faster disputes than other companies with a rate of 15 items every 35 days.

Learn More (888) 751-6072 Read More
#3
Accredited Partner
The Credit People
Overall satisfaction rating
  • 32% avg. increase in credit score
  • Pay as you go, cancel anytime
  • Unlimited disputes
  • Available in Boise

Raise your credit score in as little as 60 days by working directly with the credit experts at The Credit People. Your credit expert will develop a credit improvement strategy that includes challenging and removing questionable items from your credit report.

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#4
Accredited Partner
The Credit Pros
Overall satisfaction rating
  • Available in Boise
  • Unlimited disputes
  • One-on-one action plan
  • ID theft restoration & insurance

The Credit Pros is a national credit repair company dedicated to helping clients remove inaccurate information from their credit reports.

Learn More (844) 441-1397 Read More
Lexington Law
Overall satisfaction rating
  • Cancel any time
  • Fraud alert & identity theft protection included
  • All 3 credit bureau reports included for free
  • Available in Boise

Lexington Law is a credit repair and credit education firm that helps people all over the United States find affordable and legal ways to dispute credit inaccuracies and repair bad credit. They are staffed with attorneys and paralegals trained in credit law and consumer protection statutes.

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The Help Program
  • Over 10 years in business
  • Disputes inaccurate & unverifiable information
  • Helped over 1,700 customers
  • Free consultation
Location
633 W. Wisconsin Ave., Ste. 500
Boise, ID 53203
(208) 938-4032
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Advanced Credit Solutions
  • Personal attention
  • Clients see increases by over 125 points
  • Scores should improve in 35 days
  • 20 years experience
Location
842 E. Winding Creek
Eagle, ID 83616
(208) 938-4032
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Continental Credit
  • Helped nearly 200 million Americans
  • Grassroots, personal approach
  • Zero automation
  • Credit report & credit score consulting
Location
Online services in
Boise, ID 83651
(866) 488-2066
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Credit repair in Boise

Boise skyline

The U.S. has seen a gradual increase in credit scores since the 2008 financial crisis, and average scores are now at an all-time high of 675. As the average credit score in the U.S. is going up, so is the amount of money people are borrowing. Idaho residents have an average credit card debt of $5,817, slightly less than the national average of $6,354.

Having a lower credit score means you’re at a disadvantage when borrowing money from financial companies. Your credit limit might be restricted, and your loan and credit card interest rates will likely be considerably higher. It’s worth your time to clean up your credit reports, especially before making financial decisions that require a loan.

Any errors on your credit report can significantly lower your credit score. Legitimate credit repair companies check your credit reports to find information that could be disputed. If the dispute is successful, the company ensures the information doesn’t reappear after being removed. Here are examples of common errors credit repair companies encounter:

  • Accounts that aren’t yours
  • Legal actions that don’t pertain to you, such as bankruptcy
  • Misspellings and incorrect dates
  • Old debts that should be removed from the report
  • Pending debts that can’t be validated or verified

Choosing trustworthy credit repair in Boise

While credit repair companies can be helpful, the credit repair industry is crawling with scams. Finding a reliable and honest credit repair service will take research. It’s always best to check a company’s credentials and background.

Trustworthy companies should advise you on how to avoid further damage on any existing accounts and work with you to keep your credit score healthy moving forward. The companies should also give customers a three-day cancelation period and clear information on the cost of the service, which is a requirement of the Credit Repair Organizations Act. Although credit repair companies may charge you for the cost of accessing your credit reports, they should not demand advance payment for any services.

Credit Repair Reviews

Credit Saint

Credit Saint, a BBB accredited business, has been helping Boise credit holders improve their credit history for more a decade. Many customers in Boise appreciate the company’s employees’ transparency and honesty. All programs come with Credit Saint's 90-day, money-back guarantee.

Credit Saint Learn More (478) 845-6310

Sky Blue Credit Repair

Sky Blue Credit Repair has been a reputable company since 1989, cleaning up credit report errors to help improve their customers' overall credit scores. Customer reviews from Boise praise the user-friendly online experience that is straightforward and manageable.

Sky Blue Credit Repair Learn More (888) 751-6072

The Credit People

According to customers, The Credit People does what they claim to do, improving credit scores for their 100,000 customers. Clients can access their accounts anytime and are free to cancel with a refund thanks to the Unbeatable Satisfaction Guarantee. Customers appreciate this transparency and many were happy with the results.

The Credit People

The Credit Pros

Customers that sign up with The Credit Pros are given easy-to-read credit reports and personalized score insights. The company also provides careful credit monitoring to prevent identity theft. Customer reviews from Boise say the company’s coaching staff helped them raise and maintain their credit score.

The Credit Pros Learn More (844) 441-1397

Lexington Law

Lexington Law is a credit repair service known for meeting goals. In 2017, Lexington Law helped remove 10 million negative items from credit reports. They offer free consultations and reviews of your credit score. Boise residents praise the results achieved by the company.

Lexington Law

The Help Program

The Help Program is a local Boise company that provides credit repair services, expense tracking, mortgage consultation, down payment savings plans and overall financial analysis. Many Boise customer reviews appreciate the friendliness and local knowledge of the staff.

The Help Program

Advanced Credit Solutions

Advanced Credit Solutions has been helping improve credit scores for more than 20 years. Many reviews from Boise say it’s a trustworthy company that’s open with customers and friendly to those who are new to credit repair. Their website gives a list of proven results for people they have helped in the past.

Advanced Credit Solutions

Continental Credit

Many customers appreciate Continental Credit’s free online consultation. The company’s staff believes in being adaptable when finding ways to meet your needs and expectations. Boise residents say the company’s credit repair specialists are thorough with their explanations of what needs to be fixed on a credit report.

Continental Credit