Best Home Warranty in Boise, ID

Home warranty for sellers, buyers and owners in Boise

A home warranty in Boise is available to you whether you’ve just purchased a house, are planning to sell your home or if you’ve lived in your property for years. Homeowners insurance and home warranties are not the same.

Damage to your home from natural disaster, fire or theft is covered through homeowners insurance. This does not include breakdowns of appliances and home systems that need to be repaired or replaced. If the manufacturer’s warranty has expired, the only coverage is through home warranties.

Having a home warranty on your Boise property looks attractive for prospective buyers if you’re looking to sell, and it protects your home when you rent it out. It can also make sense if you own your home and are planning to live in it long-term.

How much does a home warranty cost in Boise?

In Boise, the average cost of a home warranty is at the lower end of the range nationwide, which is $300 to $600 per year.

Depending on your plan, expect to pay a monthly fee associated with the warranty. If an appliance breaks and you need to file a claim for a replacement, you won't be paying for the new appliance, but you will be charged a service fee for the technician who comes to install the replacement.

Home warranty coverage in Boise

Basic home warranty coverage in Boise includes:

• Large household appliances, such as dishwashers, refrigerators, washers, dryers
• Heating and air conditioning systems
• Specific plumbing and electrical components

Those that get a more expensive home warranty benefit from coverage that can include hot tubs, swimming pools, garages, garage door openers, roofs and more.

When looking for a home warranty, be sure to carefully read the contract and understand the terms of what is and isn’t included in the coverage. Do not hesitate to ask the home warranty company questions, such as how decisions are made on repair versus replacement, or if there is a limit on how much a plan will pay out.

If you decide this is right for your situation, choose a home warranty in Boise from a company that has a reputation for knowledgeable and helpful customer service.