Quicken Loans
|
|
|
Learn More | Read More | |
Rocket Mortgage
|
|
|
Learn More (800) 762-5471 | Read More | |
AmeriSave
|
|
|
Learn More | Read More | |
HomeDirect
|
|
Offers home loans, mortgage refinancing and home equity loans with competitive rates and flexible plans. Online application. Prioritizes one-on-one customer support. Diverse mortgage products. Lenient down payment requirements. |
![]() |
Read More | |
Summit Mortgage
|
|
![]() |
Location
4700 North Cloverdale Rd., Ste. 102
Boise, ID 83713
(208) 939-0002
|
Read More | |
First Mortgage Company
|
|
![]() |
Location
7670 W. Emerald St.
Boise, ID 46250
(208) 376-5670
|
Read More | |
Capital Mortgage Boise
|
|
![]() |
Location
1857 S. Millennium Way, Ste.100
Meridian, ID 83642
(208) 854-7800
|
||
OneTrust Home Loans: Dean and Shanna Tucker
|
|
![]() |
Location
2535 W. State St.
Boise, ID 83702
(208) 388-0500
|
||
First Choice Mortgage Company
|
|
![]() |
Location
3023 E. Copper Point Dr., Ste. 101
Meridian, ID 83642
(877) 877-0404
|
||
Evergreen Home Loans
|
|
![]() |
Location
3515 E. Overland Rd.
Meridian, ID 83642
(888) 821-9234
|
||
Idaho Central Credit Union
|
|
![]() |
Location
200 N. 4th St.
Boise, ID 83702
(208) 846-7000
|
Besides conventional loans, the most popular mortgage loans in Boise are USDA, FHA and VA loans. Depending on your situation, certain mortgage loans may be more beneficial than others.
If you’re serious about buying a home, you’ll also need to know your credit score. Different banks may require certain minimum credit ratings for specific loans. Knowing the neighborhoods you might like to purchase a home is also useful because of the effect it could have on your mortgage.
Boise neighborhoods
Choosing a specific neighborhood will impact the amount you need to borrow and the type of loan for which you may be eligible. Here are two examples of how choosing to purchase homes in different neighborhoods can affect your mortgage process:
Quicken Loans |
||
Quicken Loans offers jumbo, 15- and 30-year fixed, FHA, and VA loans. On top of that, you can also consolidate existing debt and refinance your home or investment property with this company. It also offers a cash-out refinance for those who have equity in their homes. At the time of publishing, Quicken Loans offers 15-year fixed mortgages starting at 2.75% APR and 30-year fixed mortgages starting at 3.38% APR. |
|
Learn More |
Rocket Mortgage |
||
Rocket Mortgage is a lender of FHA, jumbo, VA and VA interest rate reduction refinance loans. Apply online through the Mint app. At the time of publishing, Rocket Mortgage’s rates start at 2.6% APR for a 15-year fixed mortgage and 2.8% for a 30-year fixed mortgage. |
|
Learn More (800) 762-5471 |
AmeriSave |
||
AmeriSave specializes in conventional, FHA, VA and USDA loans and has a wide variety of financing options. Customers in Boise praise the company’s quick turnaround times, simple application process and transparency. |
|
Learn More |
HomeDirect |
||
HomeDirect aims for a stress-free application process and balances the use of cutting-edge technology and personal communication for the best possible mortgage lending experience. Boise residents praise how the company’s direct lenders work with customers every step of the way. |
![]() |
|
Summit Mortgage |
||
Boise residents who work with Summit Mortgage can be assured their mortgage loan is being handled by highly experienced loan professionals who are employees of the company instead of brokers. Summit Mortgage is praised by Boise customers for its employees’ quick and concise directions to ensure loans go through smoothly. |
![]() |
|
First Mortgage Company |
||
First Mortgage Company has been serving Boise homebuyers for more than 30 years. The company offers an online application for quick preapproval processing. Reviews in Boise show that people appreciate the company’s broad refinancing options, low interest rates and in-depth consultations. |
![]() |